Managing Costs

Student Health Insurance Plan Premium

The Student Health Insurance Plan premium will be applied to students’ Bursar’s bill. Those seeking to discuss their payment options should contact the Bursar’s Office at 315.443.2444 or


Claims Costs

The 2019-2020 Student Health Insurance Plan is a co-pay/co-insurance model, meaning that students are paying a standard co-pay for visits and possibly a portion of their bill based on the services rendered. Out-of-pocket expenses can be minimized by seeking medically-necessary care at the most appropriate medical facility. For example, students can visit Health Services, located on campus, for a number of health care needs.  There are several urgent care facilities located near campus that are open between the hours of 8 a.m. to 11 p.m. for non-emergency care.  Check whether they participate in your insurer’s network before you visit so you know what coverage to expect.

Understanding your plan and benefits can help you minimize your costs – consider exclusions, referral requirements, and appropriate emergency room usage when considering your options, and use in-network providers whenever possible to help reduce potential costs.

Students with concerns regarding their bills or claims should contact the Student Health Insurance Office at 315.443.9019 to set up an appointment. Students should bring their insurance card and any documentation and bills with them to the appointment.